Privacy Policy / Terms & Conditions

Privacy Policy

Lucent Gem Financials LLC ("we," "us," or "our") operates the website www.lucentgemfinancialsllc.com.  This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

Information Collection and Use

While using our lead forms or website, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). This may include, but is not limited to:

  • First and last name

  • Email address

  • Phone number

  • Business name and financial requirements

Use of Data

Lucent Gem Financials LLC uses the collected data for various purposes:

  • To contact you regarding your inquiry for bookkeeping or financial services.

  • To provide and maintain our service.

  • To provide customer support and consultations.

Data Protection

The security of your data is important to us. We do not sell, rent, or share your personal information with third parties for marketing purposes. We use industry-standard security measures to protect your information.

Your Rights

You have the right to request access to the personal data we hold about you, to request that we correct any inaccuracies, or to request that we delete your data from our systems.

Contact Us

If you have any questions about this Privacy Policy, please contact us via our website or email breannashepard@lucentgemfinancialsllc.com

TERMS AND CONDITIONS

Last Updated: June 3, 2026

Welcome to the website of Lucent Gem Financials LLC ("Company", "we", "our", or "us"). By accessing or using our website, online client portals, or member pages (collectively, the "Service"), you agree to comply with and be bound by the following Terms and Conditions ("Terms"). Please read them carefully.

If you do not agree to these Terms, you must immediately discontinue use of this website and any associated digital services.

1. Professional Services Information

The information, guides, strategies, and visual tools provided on this website—including materials hosted within private membership sections—are for general informational, educational, and back-office optimization purposes only. Your use of this website does not establish a formal client service relationship. Formal engagements are governed strictly by an independently executed Master Service Agreement (MSA) or Statement of Work (SOW).

2. Intellectual Property Rights

All content displayed on this website, including but not limited to text, specialized training infographics, downloadable custom spreadsheets, formulas, graphics, logos, brand identities, layout designs, and proprietary workflows, is the exclusive intellectual property of Lucent Gem Financials LLC.

You are granted a limited, non-transferable, revocable license to view and download materials for personal or internal business analysis only. You may not distribute, reproduce, sell, or publicly display our copyrighted assets without express written authorization.

3. User Account Security & Member Pages

To access certain premium strategy resources or member dashboards, you may be required to register an account. You are solely responsible for maintaining the strict confidentiality of your login credentials and passwords. Any automated systems or individuals accessing your account will be deemed to be acting under your authority. We reserve the right to suspend or terminate accounts that compromise platform data security.

4. Billing, Custom Pricing, & Fees

We may present distinct "Pick Your Price" bundles, specialized onboarding tier configurations, or subscription-based memberships directly on our platform. All listed currency amounts are in USD. Prices are subject to change, but existing contractual rates will be protected through your current active cycle. You agree to provide current, accurate, and complete purchase information for all transactions processed through our authorized secondary merchant gateways.

5. Limitation of Liability

In no event shall Lucent Gem Financials LLC, its founders, or employees be liable for any direct, indirect, incidental, or consequential damages resulting from your reliance on digital platform content, temporary software accessibility interruptions, or errors within client-provided data integration points. You accept all operational risks associated with business decision implementations.

6. Governing Law

These Terms and Conditions shall be governed by, interpreted, and enforced in accordance with the laws of the State of Indiana, without regard to conflicts of law principles. Any legal actions or disputes arising under this agreement shall be handled exclusively within the appropriate court systems sitting in Vigo County, Indiana.

7. Contact Information

For inquiries or questions regarding these Terms and Conditions, please contact us at:

  • Company: Lucent Gem Financials LLC

  • Location: Terre Haute, Indiana

  • Email: breannashepard@lucentgemfinancialsllc.com